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There are many types of credit cards, apply according to your needs, check full details

There are many types of credit cards, apply according to your needs, check full details

Types of Credit Cards In India: If you are going to use Credit Cards for the first time, and you do not have any kind of information about it. So this news can prove to be very useful for you. In this news, we are going to give you information about different types of credit cards. Every working person is using credit card. You should take a credit card according to your need. Some banks are giving credit cards to people by giving half incomplete information, later you have to face trouble.

facility is available

You get many types of facilities on the credit card. Credit card is a type of credit facility, which is given by banks. They lend money to the customer within the pre-approved credit limit. These encourage the customer to make a purchase. The credit card limit is decided by the credit card issuer. You get this facility keeping in mind your income, credit score.

this is important

You should choose your credit card keeping your needs in mind. Also what are your options. Do you already have a credit card that you are using? Also some credit cards come with annual fees. If you like a brand, then definitely keep it in mind while taking a credit card. While selecting a credit card, you must be aware of your spending habits.

There are 7 types of credit cards

Today government and private banks are offering many types of credit cards. You can select the card according to your needs. Generally there are 7 types of credit cards. These include Shopping Credit Card, Travel Credit Card, Fuel Credit Card, Reward Credit Card, Entertainment Credit Card, Lifetime Free Credit Card (Lifetime Free Credit Card) and get Co-Branded Credit Card.

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what is eligibility

You must have certain eligibility to get a credit card. Your age should be between 18 to 60 years. For this, your salary should be at least Rs 20,000 per month. On the other hand, the income of the self-employed person should be Rs 3 lakh per annum. Your credit score must be 700 or above. To get a credit card, you must have any one of the documents like passport, pen card, driving license, voter ID card, Aadhaar card as ID proof and signature proof.

Read this also- Sukanya Samriddhi Yojana: Open an account in the name of daughter in just ₹ 250, this government scheme will benefit lakhs

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